直接贷款s are low-interest loans for students and parents to help pay for the cost of a student's education after high school. 贷款人是美国.S. Department of Education, though most of the contact will be with your loan servicer.
There are four types of 直接贷款s available:
- 直接 补贴 贷款 are loans made to eligible under研究生 students who demonstrate financial need to help cover the costs of higher education at a college or career school.
- 直接 未受资助的 贷款 are loans made to eligible under研究生, 研究生, 专业学生, 但是在这种情况下, the student does not have to demonstrate financial need to be eligible for the loan.
- 直接 + 贷款 are loans made to 研究生 or professional students and parents of dependent under研究生 students to help pay for education expenses not covered by other financial aid.
- 直接 整合 贷款 allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer.
Click for more information on the 联邦直接贷款计划.